Identified - Experian has identified the issue. We are working with Experian to correct it.
Dec 03, 2025 - 15:48 EST
Update - Experian credit pulls are back to operating without errors.

Precise ID are still generating errors in some cases.

We will remain in contact with Experian Precise ID support to track complete resolution.

Dec 02, 2025 - 17:55 EST
Update - The scope of this incident has expanded to include Experian credit pulls in addition to errors with Precise ID requests. We continue to remain engaged with Experian support for updates as they have acknowledged a technical issue in their systems.
Dec 02, 2025 - 15:53 EST
Update - Experian continues to investigate the issue. Though we are still experiencing elevated error response rates, we are seeing repulls returned successfully.
Dec 01, 2025 - 12:34 EST
Investigating - We have observed an elevated error rate with Experian Precise ID. Our team has reached out to Experian support and they are investigating. We are continuing to monitor the behavior.
Dec 01, 2025 - 09:00 EST
Xactus360 Operational
FraudX Operational
Services Operational
Call Center Operational
Third Party Systems Degraded Performance
Equifax Operational
Experian Degraded Performance
TransUnion Operational
IRS SSA Operational
Credit Card Processing Operational
Sharper Lending Operational
Operational
Degraded Performance
Partial Outage
Major Outage
Maintenance
Dec 16, 2025

No incidents reported today.

Dec 15, 2025

No incidents reported.

Dec 14, 2025
Completed - The scheduled maintenance has been completed.
Dec 14, 10:01 EST
In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Dec 14, 06:01 EST
Scheduled - Xactus360 will be undergoing planned monthly infrastructure maintenance on Sunday, December 14, 2025, between 6:00 AM and 10:00 AM EST. Please be advised that some features of Xactus360 may be unavailable for a portion of this maintenance window.
Dec 7, 06:00 EST
Dec 13, 2025

No incidents reported.

Dec 12, 2025

No incidents reported.

Dec 11, 2025

No incidents reported.

Dec 10, 2025

No incidents reported.

Dec 9, 2025

No incidents reported.

Dec 8, 2025

No incidents reported.

Dec 7, 2025

No incidents reported.

Dec 6, 2025

No incidents reported.

Dec 5, 2025

No incidents reported.

Dec 4, 2025

No incidents reported.

Dec 3, 2025

Unresolved incident: Experian Precise ID Service Interruption.

Dec 2, 2025