Xactus Status

Experian Undisclosed DebtX Activation Errors

Investigating - We are investigating reports of errors with Undisclosed DebtX activations from Experian due to duplicate submissions. This appears to affect a subset of previously submitted requests with Experian - new orders are being processed as intended. We are working to resolve this and will provide updates as they become available.
Jul 13, 2026 - 12:35 EDT

Platform & Access Operational

Xactus360 Website Operational

API Platform Operational

Encompass Partner Connect (EPC) Operational

Credit Operational

Credit - Experian Operational

Credit - Equifax Operational

Credit - Transunion Operational

Undisclosed DebtX Operational

Business ReportX Operational

Income Operational

Employment VerificationX Operational

Asset VerificationX Operational

Tax TranscriptX Operational

Identity Operational

Fraud ReportX Operational

Social Security VerificationX Operational

Loan ShieldX Operational

Property Operational

Flood ReportX Operational

Valuation ModelX Operational

Apprasial FirewallX Operational

Operational

Degraded Performance

Partial Outage

Major Outage

Maintenance

Past Incidents

Jul 13, 2026

Unresolved incident: Experian Undisclosed DebtX Activation Errors.

Jul 12, 2026

Maintenance Window for Xactus360

Completed - The scheduled maintenance has been completed.
Jul 12, 10:01 EDT

In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Jul 12, 06:01 EDT

Scheduled - Xactus360 will be undergoing planned monthly infrastructure maintenance on Sunday, July 12, 2026, between 6:00 AM and 10:00 AM EDT. Please be advised that some features of Xactus360 may be unavailable for a portion of this maintenance window.
Jul 5, 06:00 EDT

Jul 11, 2026

No incidents reported.

Jul 10, 2026

Experian Undisclosed DebtX Activation Delays

Resolved - The Undisclosed DebtX missing Activations/Deactivations from 7/1/26 - 7/2/26 are currently being processed by Experian and are expected by Monday 7/13/26.
Jul 10, 14:10 EDT

Identified - Select Undisclosed DebtX activation requests sent to Experian on 7/1/2026 and 7/2/2026 have been delayed. We are actively working with Experian to resolve this.
Jul 8, 10:33 EDT

Jul 9, 2026

No incidents reported.

Jul 8, 2026

Jul 7, 2026

No incidents reported.

Jul 6, 2026

No incidents reported.

Jul 5, 2026

No incidents reported.

Jul 4, 2026

No incidents reported.

Jul 3, 2026

No incidents reported.

Jul 2, 2026

No incidents reported.

Jul 1, 2026

No incidents reported.

Jun 30, 2026

No incidents reported.

Jun 29, 2026

No incidents reported.